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of everyone affected by epilepsy


Personal accident insurance

Life buoy in sea

Peace of mind if the worst happens

Epilepsy Action works with D E Ford Insurance Brokers to provide a basic level of cover if you're killed or injured in an accident, including as a result of a seizure.

The personal accident insurance included with membership of Epilepsy Action provides £1,000 worth of cover to each member. That means a total payment of £1,000 in the event of any or all of the following:

  • Death resulting from an accident
  • Loss of one or more limbs resulting from an accident
  • Loss of sight in one or both eyes resulting from an accident
  • Loss of speech or loss of hearing resulting from an accident
  • Permanent total disablement resulting from an accident.

Please note - In the case of members who are aged over 75, the Accidental Death, Loss of Limb(s) or Loss of Eye(s) cover is limited to £5,000. However, the other benefits are not limited.

The scheme features the following benefits:

  • £1,000 of cover, free for all Epilepsy Action members
  • age-limit for existing members of 85 years
  • Upper age-limit for new members is 75 years

You also have the choice of the four additional policy limits at their standard one-off annual prices:

  • Bronze (£2,500 cover limit): £5
  • Silver (£5,000 cover limit): £10
  • Gold (£12,500 cover limit): £25
  • Platinum (£20,000 cover limit): £40

For more information on this scheme, please see the Personal Accident Insurance booklet, Policy Summary and Policy Wording or call the Epilepsy Action membership team free on 0808 800 5050 (option 2).

Buying additional cover

Members can buy extra units of insurance for the four limit options detailed above. For further details, please read our Personal Accident Insurance booklet.

To buy extra cover please print off and return our form.

Making a claim

To make a claim please contact D E Ford Insurance Brokers on 01904 784141.

Please refer to the Personal Accident Insurance booklet for a list of conditions covered by the policy before making your claim.

In all instances you should quote your Epilepsy Action membership number and give brief details about the accident and when it happened.


This scheme is available exclusively to members of Epilepsy Action living in the UK. There are some restrictions on eligibility and cover for those over 66 or under 16 years of age. Please refer to the Personal Accident Insurance booklet for details.

If you have a child with epilepsy and you would like them to receive the insurance cover, the membership must be in their name (but can still be paid for by an adult).

Our partnership with D E Ford Insurance Brokers

British Epilepsy Association is an Appointed Representative of D E Ford Insurance Brokers Ltd.

D E Ford Insurance Brokers is a trading style of PIB Risk Services Limited. PIB Risk Services is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 308333. PIB Risk Services Limited is registered in England and Wales. Company Registration Number 2682789.

Any offer of insurance, and the premium charged, remains a commercial decision based on a calculation of risk by the insurer/underwriter sourced by D E Ford. This will include factors associated with your epilepsy. Please see their Terms of Business and privacy policy for more information.

Contacting D E Ford does not guarantee an offer of insurance. Epilepsy Action cannot take responsibility for the cover of a policy or the outcomes of any claims.

If you have a query about your membership then you can contact us on 0113 210 8800 (option 2), or by email to membership@epilepsy.org.uk.

If you have a query on any aspect of your personal accident insurance then you should phone D E Ford Insurance Brokers on +44 (0)1904 784141.

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